Equipment Loans

About Equipment Loans!

An equipment loan lets your business acquire or upgrade machinery, vehicles, technology, or medical devices with predictable payments sized to useful life. Structures range from fixed-rate equipment financing to TRAC and seasonal options; terms often mirror depreciation schedules so cash flow remains steady. Confidence in U.S. equipment finance is solid, with approvals improving and delinquency rates near multi-year lows—supporting healthier pipelines for 2025 deployments.

Why now:

Tax rules can further improve total cost of ownership. For 2025, Section 179 expensing limits are elevated, and Congress restored 100% bonus depreciation for qualifying property placed in service after Jan 19, 2025—making timely acquisitions notably more attractive. Always confirm eligibility with your tax advisor.

Key Benefits

Predictable monthly payments, fixed

Lower cost than short-term funding

Terms matched to asset cash flows

Supports expansion, refinance, capex

Works with SBA and bank partners

#Who Qualifies

How GBFSI structures your equipment loan

We start with the asset and the job it must do. Then we match lender, term, and amortization to revenue timing and maintenance cycles. Options include fixed or floating equipment finance loans, balloon or residual structures, and business vehicle finance. For longer-life, owner-occupied assets, we may route to SBA 504 for fixed, long-term financing; for broader uses, SBA 7(a) or a revolving equipment line of credit can fit. GBFSI packages lender-ready files, coordinates appraisals, and moves from decision to funding with bank-grade rigor.

Book Now

#Approval Path

Who it’s for and typical requirements

Best for U.S. companies needing machinery, fleet, or technology to expand production, speed fulfillment, or reduce downtime. Lenders review time in business, revenue trends, personal/business credit, asset type, and resale values. Documents typically include financial statements, bank statements, equipment quotes, and insurance. With approvals improving and industry volume rising, strong sponsors and well-documented assets see the most competitive terms.

Book Now

# Why GBFSi Wins

Why choose GBFSI

A single secure application accesses banks, specialized equipment lenders, and top private capital. We tailor term length to asset life, align residuals to resale markets, and target predictable timelines. Post-close, we help with add-ons, replacements, and renewals so your fleet and plant stay current. Backed by 10+ years, $4B+ raised, and multi-state coverage, GBFSI brings speed with certainty.