#Service details
Medical practice loans deliver fast, predictable capital to bridge insurer delays, add providers, expand operatories, fund imaging and EHR, or acquire a practice. Initial claim denials climbed to about 11.8% in 2024, pushing Accounts Receivable days higher for many groups and tightening cash on hand. Reliable funding helps you cover payroll, supplies, and essential vendors while claims move through edits and appeals.
Payments are also shifting in 2025 as practices modernize the revenue cycle with automation and simpler patient billing, improving collections timing but requiring transition investment. GBFSI structures healthcare practice loans around payer mix, Accounts Receivable aging, and scheduled procedures so repayment aligns to your deposit cadence and seasonality.
Predictable monthly payments, fixed
Lower cost than short-term funding
Terms matched to asset cash flows
Supports expansion, refinance, capex
Works with SBA and bank partners
#Who Qualifies
Share purpose and timing. We review production reports, Accounts Receivable by payer, recent bank activity, and vendor quotes to size the note and set a schedule that fits your calendar. Qualified files can receive decisions rapidly, with funding in a few days. Use proceeds for buildouts, imaging, dental and surgical equipment, marketing, working capital, or medical practice acquisition loans. As reimbursements stabilize, we can adjust term or refinance to reduce total cost.
#Approval Path
Best for physicians, dentists, optometry, therapy groups, behavioral health, outpatient surgery and imaging centers, and multi-specialty practices. Established offices gain larger limits with audited statements and stable payer performance. Startups can qualify with licensure, a solid plan, and vendor quotes. With initial denials near 11.8% in 2024 and true Accounts Receivable days rising, a facility sized to realistic cash flow helps you grow without service disruption.
# Why GBFSi Wins
One secure application accesses healthcare lenders who understand payer timing and compliance documentation. We package banker-grade files, align covenants to payer contracts and collections, and keep underwriting predictable. As volumes grow, GBFSI can extend maturity, add an equipment line, or refinance to lower-cost structures. Our process protects data, tracks milestones, and delivers medical and healthcare practice financing that supports clinical goals and business results.
# Services
"GBFSI made our term loan simple. Clear terms and fast approval."