Hard Money Loans

Fast Hard Money Loans USA

Hard Money Loans deliver investor grade speed for purchase, refinance, fix and flip, and rental strategies. GBFSI arranges USA Hard Money Loans with funding in as little as four days, leverage sized to value and plan, and renovation financing available for qualified projects. Programs suit time sensitive deals, bank turndowns, and complex properties in urban and suburban markets nationwide.

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Our process is streamlined and secure. One application, lender ready packaging, and clear closing steps move you from term sheet to funding with confidence. For larger or longer hold strategies, consider Commercial Real Estate Loans or Private Credit Loans when they fit your cost and timeline goals.

Key Benefits

Predictable monthly payments, fixed

Lower cost than short-term funding

Terms matched to asset cash flows

Supports expansion, refinance, capex

Works with SBA and bank partners

#Who Qualifies

How Funding Works

Tell us the property, exit plan, and timeline. GBFSI assembles valuation data, recent photos, rent roll if relevant, and a clear scope of work. We size proceeds to purchase price, as is value, after repair value, or stabilized value, then align rate, points, and term to your strategy. Appraisal and legal steps are arranged as needed. Once conditions are satisfied, funds are released to close. Many investors move from draw to draw while renovations progress under agreed inspections.

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#Approval Path

Who This Fits

Ideal for investors and operators who need certainty and speed. Common scenarios include acquisitions on short fuse timelines, bridge out of construction, quick cash out for new opportunities, bank turndowns, foreign national borrowers, and assets in transition. Property types include residential investment, vacation homes, condominiums, multifamily, retail, mixed use, office, hospitality, industrial, self storage, mobile home parks, and gas stations with business plans.

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# Why GBFSi Wins

Why Choose GBFSI

GBFSI is your single point of contact from first call to close. We present your file to commercial hard money lenders that match property, leverage, and market. You gain clear terms, predictable timelines, and renovation funding when plans qualify. Our secure intake and 256 bit encryption protect your data. After funding, we support extensions, takeout with bank or agency products, and transitions to longer term options as the asset stabilizes and cash flow improves.