#Service details
Invoice financing and invoice factoring convert approved receivables into immediate working capital so owners can fund payroll, inventory, and new orders without taking on long-term debt. With financing, you borrow against invoices and repay as buyers pay; with factoring, a provider advances most of the value and manages payment collection. Both reduce cash-flow gaps when customers pay on 30–90 day terms.
GBFSI streamlines business invoice financing with one secure application and lender-ready packaging. We match A/R aging, buyer creditworthiness, and sales cycles to the right structure—factoring, an invoice loan, or an A/R receivable line of credit—so you draw quickly, pay only for use, and keep momentum in your operations.
Predictable monthly payments, fixed
Lower cost than short-term funding
Terms matched to asset cash flows
Supports expansion, refinance, capex
Works with SBA and bank partners
#Who Qualifies
With invoice loans, GBFSI advances against eligible invoices; you repay as cash posts. With invoice factoring, you receive an advance and the factor collects. For ongoing needs, a verified A/R line provides revolving access sized to eligibility, concentrations, and aging.
#Approval Path
Owners in manufacturing, distribution, staffing, logistics, healthcare, apparel, and B2B services with reliable buyers and documented invoices. Providers review buyer credit, terms, and aging. GBFSI packages files to meet eligibility and moves quickly from review to loan approval.
# Why GBFSi Wins
One application unlocks banks, specialty invoice finance providers, and private funds. We calibrate advances, reserves, and fees to buyer quality, coordinate onboarding and verifications, and support limit increases as you grow—bank-grade rigor with entrepreneur speed.
# Services
"GBFSI made our term loan simple. Clear terms and fast approval."