Peer-to-Peer (P2P) Lending

About Peer-to-Peer (P2P) Lending

Peer to Peer Lending connects your business directly with investors through a regulated marketplace, offering peer to peer loans with transparent pricing and fast decisions. Instead of a bank using deposits to lend, platforms match your request with investors and fund quickly, often with flexible terms that fit short projects or rapid growth.
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GBFSI structures peer to peer business lending for U.S. companies, packaging lender-ready files and coordinating onboarding so funds arrive fast. U.S. oversight is increasing around data and transparency, supporting healthier small-business credit markets over time.

Key Benefits

Predictable monthly payments, fixed

Lower cost than short-term funding

Terms matched to asset cash flows

Supports expansion, refinance, capex

Works with SBA and bank partners

#Who Qualifies

How It Works

Tell us your use of funds and timing. GBFSI builds a lender-ready package, then places your request on vetted peer to peer lending USA platforms so investors can fund quickly. You receive a peer to peer loan with agreed rate, term, and payment schedule; proceeds can support inventory, marketing, hiring, or bridging orders. As receivables post, we can transition part of your need to Invoice Financing or layer a Bank Lines of Credit facility for ongoing working capital.

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#Approval Path

Who It Fits

Owners of small, midsize, and growth companies with clear revenue paths, credible forecasts, and responsible credit profiles. Peer to peer business loans suit firms that need speed, sized tickets, and transparent terms without traditional bank timelines. GBFSI calibrates amount, tenor, and covenants to your runway; for very early-stage firms we may pair P2P with Business Loans for Start-Ups or a micro facility, then migrate to SBA 7(a) Loans as traction and documentation improve.

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# Why GBFSi Wins

Why GBFSI

One secure application accesses top peer to peer lending lenders and trusted platforms. GBFSI manages diligence, verifies documents, and positions your request so multiple investors can compete to fund you—helping deliver best peer to peer lending outcomes. Post-close, we support renewals and upsizes, or refinance into longer-term options like Bank Term Loans or Commercial Real Estate Loans as your needs evolve. Security is bank-grade with 256-bit encryption.