#Service details
Transportation Financing gives carriers and logistics operators fast, predictable funding for fuel, payroll, equipment, trailer pools, maintenance, and peak-season surge. Freight volumes remain uneven in 2025 and the Cass Freight Index shows shipments down year over year, while inferred rates have ticked higher. Diesel has averaged in the mid three dollar range and is projected to ease modestly into 2026, yet cash needs remain persistent.
GBFSI structures transport funding that fits tender cycles and settlement timing. Programs include commercial transportation financing, trucking business loans, and accounts receivable financing for freight where approved invoices fund draws as brokers and shippers pay. With trucks still hauling the majority of U.S. freight by weight, dependable liquidity keeps drivers rolling and loads on schedule when markets rebalance.
Predictable monthly payments, fixed
Lower cost than short-term funding
Terms matched to asset cash flows
Supports expansion, refinance, capex
Works with SBA and bank partners
#Who Qualifies
Tell us fleet size, lanes, and revenue mix. We review rate sheets, settlement reports, and Accounts Receivable aging to size limits and set draw rules. Term loans deliver a lump sum for assets or growth. Receivables financing advances on approved freight bills and refreshes as payments post from shippers and brokers. Pricing reflects credit quality, customer concentration, and documentation. We target one to three day funding after approval with clear covenants and calendars.
#Approval Path
Designed for asset carriers, owner operators, dedicated fleets, brokerages, intermodal and drayage, and last mile delivery firms. Strong candidates show verifiable settlements, ELD and maintenance discipline, and reliable counterparties. In a correction phase where capacity tightens slowly and volumes are soft, having a standby facility helps win tenders, manage spot swings, and smooth cash between fuel buys and payroll runs.
# Why GBFSi Wins
One secure application accesses curated transportation finance lenders. GBFSI packages banker-grade files, aligns advance rates and reserves to customer risk, and sets fuel friendly repayment calendars. We coordinate title, filings, and insurance for equipment needs, then monitor performance for step-downs in pricing as metrics improve. Our approach keeps transport funding simple, fast, and scalable so trucks, trailers, and teams stay mission ready.
# Services
"GBFSI made our term loan simple. Clear terms and fast approval."